Christian healthcare sharing · Free same-day quotes
We compare the top Christian healthcare programs and match you with the best.
We represent all of the top-rated health sharing programs





You don’t have to research a dozen ministries, decode contribution tiers, or guess which program fits your family. That’s our job.
Tell us who needs a program and where you live. That’s all we need to get started on your quote.
A trusted advisor compares the top-rated ministries for your household: contributions, responsibility amounts, and what’s shared. No guesswork on your end.
Receive your personalized quote, join the program that fits, and start keeping more of your budget every month. Often under $300/mo per person.

It only takes 30 seconds. The savings can last for years.
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Or talk to a trusted advisor now: 877-314-0170Over one million Americans have traded premiums for healthcare sharing. Members contribute monthly toward each other’s eligible bills (Acts 4:32), choose their own doctors, and agree to a shared statement of beliefs.
Many contribute under $300 (individual) or under $600 (family). That’s hundreds back in your budget every month.
Relatively healthy households can radically decrease what they pay out of pocket when medical needs arise.
Choose any doctor. No narrow networks, and no losing the physician who knows your family.
Programs commonly include prescription options, and many members find their monthly medication costs drop.
Members support and pray for each other by name through medical needs. Solidarity, not just reimbursement.
Your money never funds services you object to. Every contribution stays consistent with biblical beliefs.
Going direct to one ministry shows you one option. We put all of the top-rated programs on the table.

Trusted advisors. Honest answers.
One trusted advisor lines up every top-rated program for your household: monthly contributions, personal responsibility amounts, and what each one shares.
A trusted advisor reviews your answers and comes back with your household’s number today, not next week.
Our experienced advisors guide you every step of the way to find the program that fits your household. We represent every top program, so the recommendation is always about you.
Your exact number depends on the program, your household, and your medical situation. That’s what your free quote pins down. Here’s the honest ballpark:
Individuals
For comparison: unsubsidized insurance averages $625/mo
Under $300/month
Many single members contribute less than $300 a month, often a fraction of an unsubsidized marketplace premium.
Families
For comparison: unsubsidized family plans often run $1,600+/mo
Under $600/month
Many families contribute less than $600 a month. That covers the whole household, not each person.
Self-employed
For comparison: with no employer plan or subsidy, insurance is billed at full cost
Under $300–$600/month
No HR department, no benefits package. Business owners and 1099 contractors buy their own insurance at full cost, and many find this is where the monthly difference is largest. It’s why they compare health sharing most often.
Not insurance. Amounts vary by program, household and medical situation, and no sharing amount is guaranteed. Figures shown for educational purposes only. Source: Christian Health Quotes.
One free quote replaces the guesswork with your household’s real number.
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Members on what changed after they switched.
Christian Health Quotes found us a plan that saved us over $400 a month compared to insurance. The community prayers make it so special!
I found Christian Health Quotes and I’m so happy I did! It’s so much more affordable and my out of pocket costs are lower than ever before!
I was able to keep my doctor and get all of the care I needed.
Member experiences are their own. Amounts vary by program, household and medical situation, and no sharing amount is guaranteed.
Here it is in plain English, before you request a quote.
Our experts will work with you to find the best fit. A trusted advisor walks you through the top-rated programs and helps you land on the one that suits your household. Free, and never an obligation.
Have questions? Ask an advisor: 877-314-0170
See why thousands of families are switching from traditional insurance.
| Attribute | Health sharing | Traditional insurance |
|---|---|---|
| Typical monthly cost | Often under $300 (single) or $600 (family) | Premiums often run far higher |
| Choice of doctors | Choose any doctor | Limited to plan networks |
| Faith alignment | Follows biblical beliefs | May fund what you oppose |
| Community | Members pray for one another | A policy, not a community |
Not sure which column fits your household? That’s exactly the question your free quote answers.
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Or talk it through with a trusted advisor: 877-314-0170The same straight answers you’d get on the phone.
Sharing ministries are communities that facilitate the sharing of medical expenses between members, rather than insurance companies. They are ACA-exempt, and sharing is carried out according to each program’s guidelines rather than a contractual promise to pay. For many households the monthly savings make that a worthwhile trade, and your advisor will walk you through how each program handles it.
It depends on the program, your household size, and your medical situation. As a ballpark, many single members contribute under $300 a month and many families under $600. Your free quote replaces the ballpark with your household’s real number, same day.
Yes. Sharing programs don’t operate narrow networks, so members choose their own doctors.
Programs handle them differently. Many limit or phase in sharing for pre-existing conditions, which is one of the biggest differences between ministries. This is exactly the kind of detail your advisor compares for you. If your situation means health sharing isn’t a good fit, we’ll tell you plainly.
Nothing, and nothing. The quote is free, arrives the same day, and carries zero obligation. Start with the 30-second form or call 877-314-0170.
Three quick questions, a same-day quote, and honest advice from a trusted advisor. No cost, no obligation, no pressure.
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Prefer to talk? Call 877-314-0170